Opening an Account

Opening a GCU Savings Account requires Personal Proof of Identity

You must be a member to open and operate a GCU savings account.

Under Federal Government legislation anyone wishing to open a new savings account or to become a signatory on an existing account must produce specific identification which is referred to as the “100 point check”.

Goldfields Credit Union will do everything possible to make this a simple task.

The identification requirements will be satisfied if you provide Goldfields Credit Union with a combination of the following documents whose total ‘points’ add up to 100.

Section 1: Primary Identification - 70 POINTS

Only ONE of the following primary identification documents can be used as part of the required total of 100 points of identification:

Birth Certificate,
Passport (current or expired within last two years),
Australian Citizenship Certificate.

Section 2: 40 POINTS

Only ONE of the following identification documents can be used to attain 40 points. Additional identification produced is only worth 25 points. The following must show name, photo and / or signature:

Current Public Service ID card,
Current Government-issued Licenses,
Current Commonwealth or State Government Benefits,
Card showing entitlement for financial benefit.

Section 3: 25 POINTS

Your name on a financial institution’s transactional or credit card that has NOT expired. Please note only ONE card can be used from each financial institution and only TWO cards can be used.

Your name on a current Medicare card.

Section 4: 100 POINTS (Children under 18 years)

Birth Certificate.

Section 5: 35 POINTS

Baycorp (formerly Credit Reference Association Australia) check to confirm Name and Address details (can only be used in conjunction with a loan application).

Section 6: 25 POINTS

Your name, address and telephone number verified from the current phone directory (Goldfields Credit Union will need to make contact with you on the phone number).