General Information about the Loan Interview
This page details the
information you will need to collect before attending a loan interview
with one of Member Service Officers.
If you have any questions please
ask.
a)
If
you placed an Offer to buy a House
Please bring the following information to your loan interview:
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ü
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Copy of the REIWA
Offer and Acceptance Contract, signed & dated by both
the
Seller(s) and Buyer(s),
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|
ü
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Copy
of any annexure to the REIWA Offer & Acceptance Contract, signed & dated by all parties
- Seller(s) and Buyer (s),
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ü |
GCU loan
application form signed & dated by all borrowers,
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|
ü |
GCU Privacy Authority,
signed & dated by all borrowers, |
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ü |
Confirmation of the income of all borrowers,
such as recent
pay slips, a letter of employment or recent income tax return, |
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ü
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Evidence
of the necessary funds to complete the transaction covering all the
loan on-costs (including the deposit, stamp duty,
mortgage
registration fees, settlement agent fees etc).
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b)
Pre-Purchase
lending inquiry
GCU welcomes the opportunity to discuss your potential loan
before you commit to the purchase of a property.
At the time of the interview, we will determine your
maximum loan amount based on your income (joint or single), the
term of the loan and the prevailing variable owner occupied interest
rate.
· To enable
us to make this
important calculation, please bring with you confirmation of the income (all
borrowers), which could be in the form recent pay slips, a letter
of employment or your recent income tax return(s),
· Also
bring evidence that you have the
money necessary to complete the proposed
purchase which includes your deposit and money to cover all the loan on-costs (deposit, stamp duty,
mortgage fees, settlement agent fees etc). A current bank account
statement will be adequate. |
